Home Refinancing

Why Refinance?

8 Great Reasons to Refinance Your Mortgage.

Should you refinance your current mortgage? With interest rates near historic lows, refinancing is on the minds of many homeowners. But just because rates are lower doesn’t always mean you should refinance. Helping Hands’ mission is to help educate you about the pros & cons about refinancing. Here are eight common reasons to refinance:

With so many options, it’s imperative to get the facts about the cost and benefit of refinancing.  Helping Hand’s experienced licensed loan officers will explain and answer all of your refinancing questions and, when appropriate, help arrange and guide you through the refinancing process. 

What are My Refinancing Options?

No two homes are alike, and no two refinancing scenarios are the same. Our mission is to provide information and education about the myriad of available home loan programs. And, when appropriate, we can arrange the mortgage that fits your goals and budget. Your choice of mortgage financing will make a difference in your monthly housing payments.

We specialize in unique loan situations and have helped people with various challenges to get ready to get ready to refinance their home. Helping Hands understands the life can bring many unexpected events that impact one’s ability to refinance their home just when money is needed most. Not sure you’ll qualify? We’ll be happy to review your situation free of charge or obligation. We’ll do our best to help you implement a plan that will meet your housing needs.

Below is a sample of the many loan programs and property types that are available. The best advice is to contact us and let us help you determine which one is best for you.

Please contact us for an informational discussion regarding your financial situation and housing goals that you would like to achieve.

Our Helpful Refinance Mortgage Document Checklist

To better serve you and to give you more accurate information, below are the typical documents that we would like to review:

Today’s mortgage guidelines require all lenders to verify the identity, income, and sources of cash used in home financing. We will explain what is needed to make sure you understand the process. Helping Hands is ready to help you navigate through every step of the mortgage process.